Arkansas' Trusted Mortgage Partners
Personalized mortgage solutions to meet your specific needs.
The Dowden Mortgage Group is a boutique mortgage brokerage in Fayetteville, Arkansas, dedicated to providing expert, personalized lending solutions. Unlike large banks, we tailor mortgage options to fit each client’s unique financial goals, whether purchasing a home, refinancing, or leveraging home equity. With deep market knowledge and a commitment to transparency, we guide clients through every step of the mortgage process, ensuring a smooth and informed experience. Our mission is to make securing a mortgage more than just a transaction—it’s a strategic step toward financial security and long-term wealth.
THE REVERSE MORTGAGE EXPERTS
You Can Trust!
Reverse mortgages give Americans additional options, so they can be flexible with their retirement plan. For many, the home they’ve worked so hard to build is their greatest asset. A reverse mortgage allows retirees to tap into that equity, ensuring they can improve their financial security without leaving the home they love.
Reverse Mortgages
Home Equity Conversion Mortgages (HECM) designed to help homeowners aged 62 and older convert home equity into cash flow, eliminate monthly mortgage payments, or establish an emergency fund.
New Home Purchase
Customized financing options to assist you in purchasing your first home, vacation property, or investment real estate.
Rate and Term Refinance
Opportunities to lower your interest rate, reduce monthly payments, or adjust your loan term to better suit your financial goals.
Cash-Out Refinance
Tap into the value of your home through cash-out refinancing, home equity loans, or home equity lines of credit to access funds for renovations, debt consolidation, or major expenses.
Why Partner With Us?
Local
We are local, founded in Fayetteville Arkansas. Tom moved to Fayetteville Arkansas almost five years ago. He was fortunate enough to work for two very strong companies. However, those companies viewed Northwest Arkansas as a great market, not as their home. He visioned working for a mortgage company that viewed its clients as neighbors and that would pour into the community like a community bank or local financial advisor. "I believe homeownership is not only a foundation for wealth building but also a foundation for community building."
Products & Pricing
As a mortgage brokerage, we have access to multiple loan products and multiple pricing options, whereas a bank is typically limited to their products and their pricing. We are also a boutique mortgage company that is hyper focused on our area. This helps us eliminate high overhead and unnecessary expenses which translates into the ability to offer more competitive pricing.
Expertise
Before moving to Northwest Arkansas, Tom worked for one of the top investment banks in the country, helping to lead their ultra-high net worth lending group. In 2019 he funded 167M in loan volume, making him one of the top loan officers in the country. This experience has given him an expertise that is unique to our area. It has also crafted his approach to the mortgage process, which focuses on education and expert guidance.
Customer Experience
As a boutique mortgage company our process was designed with the customer experience in mind. Unlike other mortgage companies, the Dowden Mortgage Group offers a single point of contact for the customer and business partner. Great communication is the foundation of our business.
Schedule a Consultation – Personalized Mortgage Advice
Part of our process includes a Mortgage Consultation. We want to get to know you! You’re unique. Your mortgage needs will be unique. It’s our goal to listen and provide great, usable information to educate you and give expert guidance to help determine the best mortgage solution for you and your family. Consultations are offered via Google Meet to meet your schedule.
What Our Clients Have to Say
Tom Dowden is the go-to for mortgage needs. He has over 20 yrs experience and knows how to help you navigate the otherwise daunting process.
He helped us make the decision of when to lock the rate so that we got the best one available, but weren’t too early, as they expire.
Professionalism, responsiveness, efficiency, and execution are all key attributes he possesses that put my wife and I at ease during our New Construction home buying process.
There is ‘no hole in his game!’
Jeremy W.
As a first time home buyers couldn’t find a better guidance and support as Tom did for us. Always responsive and helpful. Follow him on LinkedIn he posts great content.
Jessica J.
Tom is amazing. He gets things done fast and professionally and is supportive through the whole process. I highly recommend him!
Meagan R.
The Dowden Mortgage Group NMLS ID # 674189 Consumer Access. Legal & Privacy Policy
Licensed in AR (2636880) | For information purposes only. This is not a commitment to lend or extend credit. Information and / or dates are subject to change without notice. All loans are subject to credit approval. Other limitations may apply.
